When considering in home care service for your elderly loved one, it is helpful to understand the differences between the two types of in home care. One is medical in home care and the other is non medical home care.
- Medical in home care, or home health care, is prescribed by a doctor when it is medically necessary for your elderly loved one to receive skilled medical in home care. Some of the reasons for necessary medical in home care includes administrating and managing medication, diabetic care, managing and changing catheters, specialized rehabilitation care, assessing and evaluating health vitals, and other needed health related services. These services are administered by skilled health care givers such as a licensed nurse or a licensed therapist. Since these services medically necessary, the cost of the services may be covered by Medicare, Medigap, Medicaid, Managed Care, Veterans Benefits, and or insurance. When paying from personal funds, the cost of medical in home care can be much higher compared to non medical home care due to the required qualifications of the care givers.
Non medical home care, or homecare, provides in home care for seniors who need help with everyday living. This type of care can be in addition to medical in home care if more daily living help is needed. Services for non medical home care can include various types of care such as light housekeeping (assisting with laundry, taking out the trash, dusting, vacuuming), preparing meals, errands (such as picking up prescriptions, general shopping, picking up the mail), transportation to and from appointments, and other services that help with everyday living. However, since these services are non medical, non medical home care providers do not administer medical care. For example, they can remind the senior to take medications but they do not administer medications. Since non medical home care is generally not prescribed by a doctor, the cost of the service is usually paid by personal funds and or long term care insurance.
Please read more on the differences between medical and non-medical care. If you would like help deciding on what type on in home care is the best match for your needs, our free service is available to help you access specialists in your local area.